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FLD

Fold Holdings, Inc.
FLD stock: dilution, delisting risk, reverse split — what the SEC filings say, updated every weekday morning.
Nasdaq · Finance Services · EDGAR filings (CIK 1889123) · 12 signals · 1 setups · updated Sep 22, 2026

What the filings say Pressure ▼

Variable-priced paper is outstanding while the listing is under stress — the structure where dilution can accelerate. Watch the share count each quarter.

Radar 84 (high attention) · dilution pressure high · listing risk elevated · governance risk low · runway 10.5 mo · strongest signal: Convertible note (Sep 8, 2026)

What would confirm: Rising share count in 10-Q cover vs prior quarter; repeated 424B3 resales; another reverse split proposal.
What would prove it wrong: Notes repaid in cash / equity line terminated (8-K 1.02); share count flat quarter over quarter.

Direction is stated for existing shareholders (▼ more shares / survival or listing risk; ▲ insiders or holders buying). It is a characterization of the filings, not a forecast or a recommendation.

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84Radar · attention score (0–100)
85Dilution pressure · financing + balance sheet
61Listing risk · exchange standards
31Governance risk · reporting, auditor, going concern

Setups

Independent filings stitched into a thesis, each with what would confirm and what would prove it wrong.

Death-spiral watch Pressure ▼ strength 0.80

Variable-priced paper is outstanding while the listing is under stress — the structure where dilution can accelerate. Watch the share count each quarter. Discount-priced or variable-priced securities are outstanding while the company is managing its listing with reverse splits/notices. Each conversion lowers the price, which lowers the next conversion price.

Would confirm: Rising share count in 10-Q cover vs prior quarter; repeated 424B3 resales; another reverse split proposal.
Would invalidate: Notes repaid in cash / equity line terminated (8-K 1.02); share count flat quarter over quarter.
Convertible noteEquity lineReverse split

Analyst note

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Balance sheet (XBRL)

$28.4Mcash + short-term investments as of Jun 30, 2026
10.5 moestimated runway (annualized 180-day YTD operating cash flow [companyfacts])
$31.3Mstockholders' equity as of Jun 30, 2026
$110.6Mpublic float (10-K cover)
55.1Mshares outstanding as of Aug 9, 2026 · was 50.8M May 10, 2026

Runway = liquidity ÷ monthly operating burn at the latest reported period · balance sheet 84 days old. A financing after the balance-sheet date is the main reason a figure can be stale — check the timeline below for offerings since then.

Signal timeline

Last 30 days of filing signals plus current balance-sheet flags, newest first. ▼ pressure · ▲ support · hover a score for its components; every row links to the filing.

DateSignalEvidenceScore
Sep 18, 2026▼ Shelf filed S-1 filed 2026-09-18 filing 35
Sep 18, 2026· Form 4 burst 7 Form 4 filings in 30 days filing 15
Sep 14, 2026▼ Reverse split “reverse split” language in DEF 14A (DEF 14A) filed 2026-09-14 filing 30
Sep 8, 2026▼ Convertible note “convertible note” language in 8-K (EX-10.1) filed 2026-09-08 filing 45
Sep 8, 2026▼ Equity line “equity line” language in 8-K (8-K) filed 2026-09-08 filing 45
Sep 8, 2026▼ Unregistered sale 8-K Item 3.02 filed 2026-09-08 (accepted 06:10 ET) filing 41
Sep 8, 2026▼ ATM program “atm” language in 8-K (8-K) filed 2026-09-08 filing 40
Sep 8, 2026▼ Reverse split “reverse split” language in 8-K (EX-10.1) filed 2026-09-08 filing 35
Sep 8, 2026▼ Delisting language “delisting notice” language in 8-K (EX-10.1) filed 2026-09-08 filing 32
Sep 8, 2026▼ Offering (424B) 424B3 prospectus supplement 2026-09-08; 33 prior 424B filings in 12m filing 29
Sep 2, 2026▼ Material agreement terminated 8-K Item 1.02 filed 2026-09-02 (accepted 17:00 ET) filing 31
Sep 2, 2026▼ Offering (424B) 424B3 prospectus supplement 2026-09-02; 32 prior 424B filings in 12m filing 29

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